401(k) Balances Up 11% in 2025, Cutting Home Default Risks

Great news for savers - the average 401(k) balance surges 11% in 2025, hitting record highs thanks to steady contributions and a booming stock market. Fidelity's latest data shows balances climbing to $144,400 by Q3, up 9.1% from last year, with women sticking it out for 15 years now averaging over $500,000. This rally eases homeowner worries by lowering default risks as retirement nest eggs grow fatter. Gen X folks boost savings to 10.4%, though many juggle loans too.